This article breaks down every fee in MAAARPay: depositing, withdrawing, spending domestically, spending internationally, and getting your card, so you always know exactly what to expect.
Depositing Crypto
Depositing crypto to your MAAARPay wallet is free, no fees, no surprises. Simply send USDT or USDC on Polygon, Base (ETH), or Arbitrum and your balance updates automatically.
Withdrawing Crypto
Withdrawing sends your balance from MAAARPay back to an external wallet. The cost depends on which network you use.
Asset |
Network | Fixed Fee |
Percentage |
USDT |
Polygon |
$1.00 |
0.10% |
USDC |
Polygon (NXTB) |
$1.00 |
0.10% |
USDC |
Base (ETH) |
$1.00 |
0.10% |
USDT / USDC |
Arbitrum |
$1.00 |
0.10% |
Every withdrawal includes two charges: a fixed fee deducted upfront, and a percentage calculated on the total amount withdrawn.
Sending to Another MAAARPay User
P2P transfers between MAAARPay users are completely free. No flat fee, no percentage. What you send is exactly what the other person receives.
Spending Domestically & Internationally
Spending on your MAAARPay card works wherever you are. For everyday purchases at home, whether for groceries, restaurants, or fuel, only 1% of the transaction applies. Travelling or shopping from an international merchant? A small $0.30 charge plus 1.50% covers you across borders.
Spending |
Fixed Fee |
Percentage |
Domestically |
$0.00 |
1.00% |
Internationally |
$0.30 |
1.00% |
Applies to USDC and USDT.
Getting Your MAAARPay Card
The MAAARPay card is your bridge between your crypto wallet and the real world. Issuing the card is a one-time fixed cost, no recurring subscription, no annual fee.
Card |
One-Time Fee |
| MAAARPAY Card | $10.00 |
The $10 issuance fee is charged once when your card is issued. After that, use it at 150M+ merchants in 150+ countries wherever Visa is accepted, and add it to Apple Pay or Google Pay.
Full Fee Summary
Action |
Network/Context | Fixed Fee |
Percentage |
Deposit |
Polygon, Base, Arbitrum |
Free |
Free |
Deposit |
Global (other networks) |
$0.00 |
0% |
Withdraw |
Polygon, Base Arbitrum |
$1.00 |
0.1% |
Send |
MAAARPay user to MAAARPay user |
Free |
Free |
Domestic Spend |
USDT / USDC |
$0.00 |
1.0% |
International Spend |
USDT / USDC |
$0.30 |
1.0% |
Card Issuance |
One-time |
$10.00 |
0% |
The most important number is always the one you see right before you confirm. MAAARPay shows the full fee breakdown on the confirmation screen, check it once, then use with confidence.
Disclaimer: This article is for informational purposes only and reflects MAAARPay's current fee structure, which is subject to change. Fees are displayed in USD equivalents. MAAARPay is a crypto wallet and spend card product; it is not a bank. Always review the in-app confirmation screen for the most accurate and up-to-date fee information before completing any transaction.